question: why can’t these “capable lady characters” be allowed to wear clothing that doesn’t have holes in it or isn’t skin-tight?
answer: they are still being designed exclusively for the consumption of the presumed-male audience, but in a more “socially acceptable” way. these devs do not care about women to any meaningful degree, they just want more money.
This isn’t the be-all-end-all to the discussion but Gaijin Goombah did a video on how sexualization in games relates to Japan’s culture and its views towards sex. It’s worth watching and it’s only 3 minutes.